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Showing posts with label Irish borrowers. Show all posts
Showing posts with label Irish borrowers. Show all posts

Thursday, April 16, 2015

Donie's Ireland daily news BLOG

Irish Water bills show 46m litres of water leaks per day

  • Leaks see 150 customers use in excess of €1,000 worth of water over three months
Image result for Irish Water bills show 46m litres of water leaks per day  
Irish Water says an estimated 46 million litres of water per day & that’s enough to fill 18 Olympic size swimming pools, water that is leaking each day.
More than 30,000 Irish homes have been identified as having suspected water leaks with more than €1,000 worth of water draining from the pipes of some homes in just three months, according to Irish Water.
The leaks were detected during the utility’s first meter readings covering the period January to March this year.
It has now contacted 2,500 of the worst affected customers offering them a free leak investigation under its interim First Fix Scheme.
Water charges: Full coverage
The utility said the leaks identified were wasting an estimated 46 million litres of water per day – enough to fill 18 Olympic size swimming pools, or fulfil Limerick City’s water needs for 24 hours.
According to the meter readings, 2,500 customers were losing more than 2,000 litres of water every day through leaks.
Almost half of the water lost each day, at around 20 million litres per day, is as a result of leaks at just 1,100 properties.
That is enough water to meet the daily water demand of 70,000 homes.
“Our national metering programme is well ahead of schedule and is already of huge benefit in tackling leakage,” said Irish Water’s Head of Asset Management Jerry Grant.
“Customers who have a meter can see their usage on the reverse side of the bill.”
In the first week of billing 150 customers were found to have leaks that meant they used in excess of €1,000 worth of water over the three months.
While information on how much water is being used in a property is detailed on bills, no-one will be charged more than €65 for water in the first quarter.
In each case where significant amounts of water usage were identified, a constant flow alarm on the customers’ meter was activated.
This entitles the householder to a free leak investigation as part of Irish Water’s First Fix Scheme.
If the leak is found on the customer’s external supply pipe; which connects the meter box and the point of entry to the house, it will be fixed by Irish Water at no cost.
If the leak is inside the house then customers will have to arrange and pay for the repair.
Meanwhile, an Irish Water contractor carrying out a leak investigation on St Laurence Rd in Clontarf in north Dublin was briefly blocked in by up to 10 protestors on Wednesday afternoon.
Gardaí were called to the scene and the van was allowed leave.

About 6% of nurses in Ireland bullied on a daily basis,

  • A study finds
  • INMO survey says workplace bullying has increased by 13.4% in four years
  
A new Irish Nurses and Midwives Organisation survey has found that almost 6 % of nurses and midwives are bullied on a near daily basis.
A large-scale survey carried out among nurses and midwives suggests that about 6% are being bullied on a daily basis.
The study findings indicate that the level of perceived bullying involving nurses and midwives has worsened significantly since a previous study undertaken in 2010.
The new study found that almost 6% of respondents reported that they were bullied on a near daily basis and that the percentage of non-union members who experienced this bullying was almost double that of union members.
It also found that over the past 4 years there had been a 13.4% increase in perceived incidences of bullying.
The survey suggested that Government cutbacks were a probable explanation for the significant rise in reported bullying between 2010 and 2014.
About 2,400 nurses and midwives took part in the survey, which was undertaken by theIrish Nurses and Midwives Organisation (INMO), in partnership with NUI Galwayand the National College of Ireland.
‘Very disturbing’
Prof Maura Sheehan of NUI Galway, who headed the study, said: “The finding that almost 6% of respondents perceive to be bullied on an almost daily basis is very disturbing.
“The personal consequences in terms of health, well-being and family relationships of people who experience workplace bullying are extremely serious.
“Almost all organisations have a formal anti-bullying policy in place. Clearly there is a significant gap between the presence and implementation of such policies.
“There needs to be a fundamental culture change in hospitals and care facilities – a zero tolerance policy for any bullying must be implemented. This must apply to all employees, no matter how senior, specialised and experienced.”
INMO director of industrial relations Phil Ni Sheaghdha said the results set out in the survey did not come as a surprise, as they confirmed some of the information which had been reported to the organisation by members.
“[Members] believe the problem has been accelerated due to the effects the cutbacks in healthcare have had in the workplace as hospitals are constantly overcrowded and staffing levels are reduced.
“Employers need to be proactive now and become aware of trends and intervene early to ensure policies are fit for purpose and managers are trained to intervene early and appropriately.”

Irish Banks lose millions in way they treat distressed borrowers

  • Each personal-insolvency rejection costs banks €100,000, says insolvency service
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Banks are losing more than €100,000 every time they reject a personal insolvency application but many continue to “defy commercial logic” by forcing distressed borrowers down the bankruptcy road, it has been claimed.
Banks are losing more than €100,000 every time they reject a personal insolvency application but many continue to “defy commercial logic” by forcing distressed borrowers down the bankruptcy road, it has been claimed.
In a new report published by the Insolvency Service of Ireland (ISI), Permanent TSB is exposed as the bank least likely to come to an arrangement with a borrower trying to reach a debt repayment agreement.
Since the ISI began accepting insolvency applications in September 2013, banks have exercised their controversial vetoes in one in four cases, with the number of cases rejected climbing to almost 30% when mortgage debt is involved.
Using case data provided by Personal Insolvency Practitioners (PIPs) covering the last quarter of 2014, the ISI highlighted 47 rejected cases involving debt of more than €30m.
In all circumstances the financial return for both secured and unsecured creditors was higher in the arrangements rejected than the alternative available if the applicant declared themselves to be bankrupt.
Proposals drawn up by PIPs involving mortgage debt would have seen creditors recover just over 68% of their loans from borrowers compared to just fewer than 45% if the borrower entered bankruptcy.
Unsecured creditors meanwhile stood to recover 8.6% of their debt through insolvency compared with less than 1% after bankruptcy proceedings were issued.
The overall potential loss for creditors voting down potential agreements was put at almost €5m in a single quarter which worked out at more than €100,000 per case.
“This is why I have always thought the voting system [which requires 65% of creditors back a deal] would work,” said the head of the ISI Lorcan O’Connor. “It seemed to me to be a no-brainer. I have always been of the view that commercial logic would win out.”
Veto
Sub-prime lender Start Mortgages rejected 80% of the Personal Insolvency Arrangements (PIA) put to it. All told it vetoed eight deals and accepted only two. Permanent TSB, meanwhile, voted down 46 deals – a rejection rate of 48%.
Bank of Ireland vetoed 21% of debt deals, Ulster Bank rejected 19% of deals while AIB and EBS combined voted against 14% of arrangements brought forward by PIPs.
Mr O’Connor said the ISI was in the process of arranging meetings with the individual banks to try and establish what are their perceived stumbling blocks when it comes to doing deals. “Once you have statistics and facts at your disposable it is a lot easier to have a conversation,” he said.
The ISI report shows continued growth in applications month on month with activity across all debt solution categories. Growth has been particularly strong since the launch of the ‘Back on Track’ information campaign last October which coincided with the waiving of application fees.
400 arrangements
The ISI’s latest raft of statistics shows that over 400 arrangements involving unsecured debt and mortgages had been reached.
There were 101 Debt Relief Notices involving debts of less than €20,000 A further 43 Debt Settlement Arrangements for unsecured borrowings over that amount were put in place while 129 Personal Insolvency Arrangements which typically involve mortgage debt were done. And 162 bankruptcies were processed.
Since it started processing applications in September 2013, 821 approved arrangements have been put in place while 610 bankruptcies have been declared since the term was reduced to three years from 12. All told the cases involved debt of almost €2 billion. Mr O’Conner accepted the level of applications was still some way off the 7,000 he would expect the ISI to handle annually.
“I can’t deny that the numbers using the insolvency service remain low relative to the scale of the personal debt problem,” Mr. O’ Connor said. However he suggested that many of the 100,000 restructured mortgage deals that banks have now down with borrowers had come about directly as a result of the establishment of the ISI.
He said the number of people using the ISI was “creeping up” and pointed out that in the last applications grew at its fastest rate since the service started 18 months ago.
New Beginning welcomed the ISI figures which, it said, confirmed that the system continues to get traction. “The figures show that in over 75% of cases creditors are agreeing to massive debt write down,” said its spokesman Ross Maguire.
However David Hall of the Irish Mortgage Holders Organisation was less upbeat. “The Insolvency Service press release tries to present what are pathetic figures in as positive a way as possible, but they are fooling no one,” he said.

IRISH COMPANY HOPES TO FIND GOLD IN THE HILLS OF DONEGAL

   

Samples suggest that there could be a considerable amount of gold in the north-west of Ireland.

Tellus boarder survey – darker shades indicate areas where gold is more likely to be found.
Connemara Mining has announced that it has acquired five new prospecting licences covering 187 sq km on the Innisowen peninsula in Donegal.
The company’s geologists believe that the area is a chance of making a high grade gold find in the region – and that there is also the potential for other base metal deposits to be discovered.
The release of the the most recent Tellus geochemical field survey data confirmed the presence of elevated gold in the area – rock samples containing up to 104g/t gold were identified in 2011 by a previous licence holder.
After studying the available data 16 target areas have been identified by Connemara.
The company’s chairman, John Teeling commented on the deal, he says that the company is taking an “aggressive stance” in targeting Ireland’s next gold discovery.
He adds, “It is worth noting that the new licence block is located within the Scottish-Irish Gold Belt along trend from the discovery by Dalradian Gold where they have recently announced an inferred gold resource of 3.5 million ounces.”
Gold has also been found on the Monaghan-Cavan boarder, Easky in Sligo, Killashandra in Co Cavan and Co Tyrone.

Sligo, Ireland on the trail of W. B. Yeats

  • To mark 150 years since the birth of WB Yeats, Fionnuala McHugh revisits Sligo, her childhood holiday destination which inspired the great poet’s works
      By Fionnuala McHugh
Ben Bulben mountain (left pic.) in Co Sligo, Ireland.
As children in 1960’s England, we dreaded summer trips to Sligo.
  My grandmother’s old house was spidery (we had a relative in the town actually called Miss Moffitt) and filled with In Memoriam cards – photos of other children, mostly drowned in the Atlantic, with the words Jesus, Mercy! Mary, Help! printed above their dead heads.
The milk tasted funny, the back-roads induced car-sickness, it rained or was about to. My grandmother attempted to teach us a poem with tricky Irish words: “When I play on my fiddle in Dooney/ Folks dance like a wave of the sea/My cousin is priest in Kilvarnet/ My brother in Moharabuiee”. William Butler Yeats, she said. Which meant nothing.
Circumstances changed. Sligo became the one constant in our lives.
The wild, glaciated land gripped our imaginations. When such a place clasps you, there’s no release however far you wander; I’m always measuring, say, the South China Sea or the mountains of Ladakh against the peaks and strands of that far western Irish corner. Yeats, born in Dublin 150 years ago this year, spent his childhood summers with Sligo relatives and he carried the force of it within him all his life. He wrote The Lake Isle of Innisfree (“I will arise and go now”) in grey-pavemented 1888 London to express a homesick yearning for somewhere that he heard “in the deep heart’s core”.
 Lough Gill. Truth to tell, Innisfree – the very word so internationally evocative it’s now the name of a South Korean cosmetics company – is an unremarkable piece of scrubland on Lough Gill. In 1992, I wrote a story for the Telegraph’s Saturday magazine about a group of British artists, including Maggi Hambling, who’d travelled to Ireland to paint it. They were fairly underwhelmed by its appearance. On the shoreline, Hambling had said, “It looks like a sponge”. But they understood the concept of a peg on which to hang your creativity.
“Actually, the prettiest island on the lake is Beezie’s,” said George McGoldrick, when I visited Inisfree one recent luminous weekend. “A lot of people would say that’s the one he meant. But Innisfree sounds better.” McGoldrick does tours of Lough Gill on his boat, The Rose of Innisfree, on which his wife Christina serves home-baked scones. Rose was resting, however, prior to the season’s Easter start, so we circumnavigated the lake by car. Every now and then, McGoldrick recited some poetry.
In this inclination, he was not alone; Ireland has declared 2015 the year of Yeats, the first time one individual has been so honoured, and all over Sligo people were leaping into Yeatsian mode at the smallest excuse. I’d already re-visited Lissadell House, where Yeats used to call on the Gore-Booth girls, Eva and Constance (later to become Countess Markievicz, an Easter 1916 heroine – or traitor, depending on your view – and the first woman elected to the British House of Commons), “both/ Beautiful, one a gazelle”. Back in the 1980s, anyone walking through Lissadell woods could see that the Ascendancy had declined into a huddled clutter in a damp back kitchen.
 Sligo on a summer’s day.
Now, however, there’s a new family of seven children in the house, a Yeats gallery, a cheerful tea-room. In Hargadon’s pub in Sligo town, built the year before Yeats was born, people were ringing up to book the daily 1pm slots for reading aloud one of his poems. The Blue Raincoat Theatre Company were planning this summer’s performances of three Yeats plays on Streedagh beach, where the Spanish Armada was wrecked in 1588 (and we used to look hopefully for doubloons). If there’s half-decent weather, that will be one of the most memorable stage-sets, lit by a divine expert, you’ll ever see.
And everyone will be heading to Lough Gill. With its monastic ruins and woods, Beezie’s Island – named after the woman who lived there until 1949 – is certainly a more spacious, not to mention picturesque, spot for nine bean-rows and a cabin in a bee-loud glade. But Innisfree is what the punters want, and in this Land of Heart’s Desire that’s what they get.
“The amount of times we’ve had to drop off ashes or roses on it… ” mused McGoldrick. “Didn’t Yeats bring his wife on a boat and he couldn’t find it? Not that he was good at rowing.” We both laughed. (Sligonians have a tendency to view the Nobel laureate as simultaneously brilliant and slightly dim, a classic product of the Celtic Twilight. To honour this mystic side, the anniversary festivities include having a Harp Festival on every full moon; as 2015 happens to be a blue-moon year that’s 13 of them.)
At Glencar waterfall, someone had stuck a placard into the lower reaches that read ‘From the river to the sea/Irish water will be free’ – not a minor verse by Yeats but an outraged reference to the Irish government’s introduction of water charges. In Ireland, using the landscape to make a point isn’t confined to poets; in the 1970s and 1980s, the spectacular pleats of Sligo’s Ben Bulben became a limestone billboard on which unseen hands would spell Brits Out or – during the Long Kesh hunger strikes – H-Block, with whitened rocks.
  Glencar waterfall near Sligo.
That particular script has gone, and the only words lingering under Ben Bulben’s head are Yeats’ own, carved over his grave in Drumcliff churchyard: Cast a cold Eye/ On life, on Death/Horseman pass by. I used to think (watching, with a frozen eye, the hailstones hop off the tombstones) that it was the bleakest spot in Sligo but nowadays there’s a pleasant tea-room here too. Having died in France in 1939, however, Yeats wasn’t interred in Sligo until 1948, and there’s ongoing debate as to whether the transported bones are really his.
“People fret about the right body,” said Damien Brennan, over an excellent lunch (cooked by his wife, Paula Gilvarry, a retired doctor). “I don’t care. We’ve got the right spirit.”
Damien Brennan is President of the Sligo Yeats Society, in which capacity he’s been to Japan three times. (Yeats’ fascination with Noh drama is heartily reciprocated by Japanese fascination with Yeats.) He lives, bathed by light, in a truly envy-inducing house with floor-to-ceiling windows, and a terrace, overlooking Lough Gill.
This is where you can sample the Yeats Experience evenings – food by Paula, expert blarney by Damien wearing one of his 85 bowties. Ideally, he likes at least 10 people but it’s worth ringing to see if you can make up numbers last-minute. If you’re not up to speed on Yeats when you arrive, don’t worry.
  Parkes Castle in Dromahair Co. Leitrim.
“I start with the premise that people know nothing”, he said, and the chat is wide-ranging, from Sligo’s geology to its archaeology. “I talk about tombs, about how Yeats as a boy, asked about passage tombs and was told not to go near those places because that’s where the fairy folk live . . .”
And I remembered the ancient magic seeping out of Sligo that surely fed a poet’s mind.
One night, I stayed at lovely Coopershill, the 18th century home of the O’Haras, where the air’s so pure, the trees on the 500-acre estate look as if they’re clad in lichen jackets. Simon O’Hara, the seventh-generation to live in the house and a perfect host, organised a dinner deliciously cooked by his fiancée, Christina McCauley; the guests’ subsequent Yeatsian singing and recitations by the fire were spontaneous. For this year’s anniversary, he’s also arranging paddle-board trips to Innisfree, where visitors can have a Coopershill picnic. Luckily, Yeats’ birthday is on June 13, a convenient season for summer outings.
O’Hara talked about it in the car the following morning as we drove to Carrowkeel, one of Sligo’s passage-tomb cemeteries that’s older than the Pyramids. The wind’s ferocity had contorted the trees into goblins (haptotropism, my Sligo school-teacher father used to explain) and we had to air-wrestle our way to the top. Amidst the cluster of 5,000 year-old chambers, we looked down onto the long, piercing gleam of Lough Arrow. You couldn’t measure that land against anywhere else in the world. Not a living soul stood near but the past grew close and the earth felt as if it were singing.

Why us humans have chins?

    
The Wicked Witch of the West can thank facial evolution for her iconic, pointy chin, new research suggests. And so can everyone else.
Compared with other human relatives such as Neanderthals, modern Homo sapiens have particularly prominent chins. Some researchers have hypothesized that the modern human chin helps the jaw stand up to the forces generated by chewing, said Nathan Holton, an anthropologist at the University of Iowa.
In a new study, Holton and his colleagues find that the chewing theory doesn’t hold water.
“The development of the chin doesn’t seem to have anything to do with resistance to bending stresses,” Holton told Live Science. “They’re just not related.” [The 10 Biggest Mysteries of the First Humans]
Instead, he said, the prominence of the chin may simply be a side effect of the rest of the face evolving to be smaller.
Chin mystery
To determine whether chin prominence protects the jaw from bending while chewing, Holton and his colleagues examined X-ray images from the Iowa Facial Growth Study, which tracked children’s skull development from age 3 into adulthood. Using 292 measurements from 18 females and 19 males, the researchers tracked jaw development and bone distribution associated with protecting against various types of stresses.
Chins become more prominent with age, but the scientists found no consistent links between chin prominence and resistance. In fact, jaws are relatively better at resisting some types of forces at age 3, when chins are not well developed, compared to adulthood, Holton said.
The findings appeared online April 11 in the Journal of Anatomy.
Shrinking faces
If chins don’t confer jaw protection, the reason for the pointy human chin is something of a mystery, Holton said. Overall, the Homo genus (which includes humans, Neanderthals and other ancestors) has experienced an evolution toward smaller faces over time, with Homo sapiens showing the greatest reductions in size. Among features on the modern human’s face, the lower jaw stops growing last, making it relatively more prominent compared with the rest of the face.
The prominent chin “is a secondary consequence of faces getting smaller,” Holton said.
So why have faces shrunk? One possibility is that hormonal changes associated with reduced violence and increased cooperation had the side effect of “domesticating” the human face, thus shrinking it, Holton said. He and his colleagues are also exploring evidence that points to the nose as the culprit. As overall body size shrank, Holton said, the nasal cavities did not need to grow as large to provide enough air for survival. The face then did not have to grow as large to support the nose.
“It really seems like a lot of changes in the modern human face are really due to a reduction in size, so if we can explain that, we can explain a lot,” Holton said.  

Monday, May 13, 2013

Donie's Ireland daily news BLOG Sunday


Ireland need’s better mortgage solutions

ONE THAT FAVOUR’S IT’S BORROWERS

 

It’s a few years late, but the Central Bank’s new plan to help homeowners is worth a try

The Central Bank has launched a pilot scheme to help homeowners. It is called the Framework for Multiple Distressed Debt.
It’s a pity we didn’t have it four years ago. The plan requires lenders to work together to achieve sustainable and fair outcomes for homeowners in financial difficulty.
I will set out what is involved and why we should give it a chance. It is not for impaired business loans and there is nothing for those in trouble with buy-to-let properties.
The banks still call the shots, but the framework encourages participating lenders to find sustainable solutions for keeping borrowers in their homes. This is to be achieved by what it calls a “Restructuring Waterfall”. If this pilot scheme works and produces workable criteria that borrowers can rely on, it could help those who are struggling to hold on, as well as those who are already in arrears.
It is worth looking at the background to what has happened before we look at the proposed framework.
In 2009 the Central Bank produced a Code of Conduct on Mortgage Arrears (CCMA) which sets out the Mortgage Arrears Resolution Process that imposes five steps on lenders. They must (1) communicate with the borrowers.; (2) use a standard financial statement to gather financial information; (3) assess the borrower’s case; (4) consider options that might resolve the problems; and (5) consider appeals.
You can’t fault the process, but it hasn’t produced the solutions.
At the end of 2012, there were 792,096 private mortgage accounts for principle dwellings in Ireland, and 143,851 were in arrears. Most were over 90 days and many for over two years.
CCMA has been in place for a number of years, but there were 106,000 cases that had not been restructured at the end of 2012.
Last year a panel of accountants was set up, to help borrowers understand options that the banks might offer. It would be a step in the right direction, but not a solution in itself. By the end of June 2013, borrowers can use the new personal insolvency legislation to claw their way back, if they are insolvent. This involves engaging with a Personal Insolvency Practitioner, or PIP, to broker a deal with the financial institutions. It divides those in trouble into three categories.
The first two deal with unsecured loan and demand credit (credit cards and overdrafts). The third includes secured debts such as mortgages. The plan requires the Personal Insolvency Practitioner to broker a deal between financial institutions and borrowers. Only co-operative borrowers who engage with their lenders to find solutions will be covered.
The process remains one-sided, in favour of the financial institutions. Not everyone is insolvent, but many need to restructure their finances to get back on track. The new framework could help everyone, as it points the way for lenders to proceed. The pilot scheme will be operated by a third-party service provider.
Hopefully it will not be like the Credit Review Office where ex-bankers review what bankers do. We need solutions that favour borrowers. Up to now they can ask for a solution, but they have no right to expect one, or what it might be. There was no blueprint to carve out a deal.
We know what is possible, such as longer payback terms, interest-only arrangements and more. But any deals that have been done took place behind closed doors and those involved were sworn to secrecy. All we know is that the borrower will be made suffer, if they are to get any deal.

NOT MUCH HAS CHANGED.

The pilot scheme will last for three months from the time it begins. The plan is to get over the hurdles facing multiple financial institutions that are dealing with one borrower. Under the new personal insolvency arrangements, a deal requires the agreement of 65 per cent of the creditors. In most cases the lender providing the mortgage will be in control. Unsecured lenders could be left out in the cold.
The Central Bank’s proposals will get the financial institutions working together so that they can agree a framework that they can all live with. If they cannot work together the personal insolvency legislation is dead in the water. The Central Bank’s Restructuring Waterfall, if adopted by financial institutions, might help impaired borrowers take the first step on the road to recovery.
While there are nine outcomes under this framework, they can be broken down into three main scenarios.
Firstly, are the borrower’s debts affordable or not? Maybe the borrower just needs to tighten their belt and get on with it. Secondly, there are six proposals to deal with various levels of indebtedness. And thirdly, for those in crisis, the mortgage would require radical restructuring, possibly a write down.
Most of the solutions that the banks must consider work outside the personal insolvency process. Scenario 2, in particular, proposes such a framework. If the Restructuring Waterfall works, you could avoid life on the breadline.
There are six possibilities under Scenario 2. They all envisage debts, secured and unsecured, being repaid in full. If things can be sorted out in six months, a little flexibility is all that’s needed.
In the case of demand credit (credit cards and overdrafts), the borrower could be given five years to repay and interest of 9 per cent would be charged.
If a mortgage is not being serviced as required, the term can be increased by whatever it takes, subject to the borrower being no more than 65 at maturity. Any unsecured loans and demand credit would be dealt with as outlined above. If the financial problems are more acute, the interest rate applied to unsecured debts and demand credit could be cut to 4.5 per cent.
Finally, in addition to the above, the mortgage interest rate could be cut to no more than 4.5 per cent for a period of five years. If a tracker rate applied that would be preserved.
When the pilot scheme has run its course, we should have a better idea as to whether the banks will be reasonable. Don’t hold your breath.
James Fitzsimons is an independent financial adviser specialising in tax and financial planning

Eamon Gilmore rejects his Cabinet colleagues claim on cutting child benefit

   

Child benefit cut claim to pay for an extra free pre-school year is ruled out by the Tánaiste Eamon Gilmore who has firmly ruled out suggestions by Cabinet colleagues that some of the money currently spent on child benefit could be used to fund an extra free pre-school year.

Asked by journalists about the issue, Eamon Gilmore said the issue of cutting child benefit was never on the Government’s agenda.
He added that Minister for Education Ruairí Quinn had never said child benefit would be cut to pay for an extra free pre-school year.
“The proposal made by Ruairí Quinn was a proposal that we’d need to have a discussion about having a second year of free pre-school education. And I think it’s timely that we have that discussion,” said Mr. Gilmore.
Childcare costs 
“As we all know, the cost of childcare is very high for families and we also know that there are educational benefits to pre-school education and what Ruairí Quinn was talking about was having a discussion,” he said.
“The question of cutting child benefit was never on the agenda,” added Mr Gilmore.
Last week Mr Quinn was widely quoted as saying that he gave his “full support” to the idea of using part of the €2 billion child benefit budget to fund a second year of State-sponsored pre-school.
Education conference
Speaking at an Economic and Social Research Institute conference on education, Mr Quinn said Government colleagues Minister for Social Protection Joan Burton and Minister for Children Frances Fitzgerald had “rightly argued” in favour of the move to a “more effective” use of the child benefit budget.
“They have both together cogently argued that we need to explore expanding this provision to two years of free pre-school education for all our children,” he said.
Research revealed at the conference indicated that high quality pre-school education shows “lasting benefits” for better academic attainment and socio-behavioural outcomes.
The Government spent €175 million last year on the free pre-school programme, which is currently supporting in the region of 68,000 pupils.
Mr Quinn suggested the cost of doubling this provision would be in the region of €150-€175 million.
“I fully support seeking to do this within the lifetime of this Government,” he added.
“Child benefit is about what is the best benefit you can give a child. That – particularly in relation to a child coming from a disadvantaged background – means levelling the playing field in the world of education,” he said.
Second year
“If we could get two years as distinct from one it would really have the potential to transform the learning outcomes and the educational outcomes of a whole cohort of young people.”
In the meantime, he said, Ireland could move “with limited further funding and in a short time” to enhance an effective quality assurance and inspection system focusing on educational outcomes across the pre-school sector.
Minister for Children Frances Fitzgerald also appeared to back a move to divert some of the €2 billion child-benefit budget towards funding a second year of free pre-school.
However, internal Government estimates suggest the move would be expensive and would likely cost between €175 million and €200 million per year.
Plans to introduce a much more ambitious Scandinavian-style childcare service for under-12s would cost about €2 billion, according to estimates provided to the Government.
Proposals to either tax or means-test child benefit which have been mooted at regular intervals over the past two decades, would deliver enough money to pay for the move.

Lawyers for Savita Halappanavar husband to meet the head of HSE probe

  
Lawyers for Savita Halappanavar’s husband will meet the head of a health service investigation this week, paving the way for publication of a long-awaited internal report on her death.
Praveen Halappanavar had postponed the meeting with Professor Sabaratnam Arulkmaran until after the inquest into Savita’s death, which concluded last month that she died of medical misadventure.
His lawyer, Gerard O’Donnell and his friend, CVR Prasad, a hospital consultant, will meet Prof Arulkumaran in Galway city on Wednesday.
Mr Halappanavar decided not to attend the meeting himself.
They are expected to make detailed submissions, based on evidence that emerged over the course of the eight-day inquest in Galway last month.
After it concluded, Mr Halappanavar launched a passionate attack on her “horrendous, barbaric and inhuman” treatment at the hospital, claiming she was just left there to die.
Savita, 31, died at Galway University Hospital on October 28 last year after she miscarried her baby at 17 weeks. The inquest was told of a litany of systems failures and communications failures and how the medical team missed the early signs of blood poisoning that eventually killed her.
The inquest heard how her requests for a termination were refused because her life was not at risk.
Prof Arulkumaran, a London-based obstetrician, was commissioned by the HSE to chair a clinical review of Savita’s death.
Mr Halappanavar had initially refused to co-operate, instead calling for an independent public inquiry. He was further upset when a draft of Prof Arulkumaran’s findings was leaked to the media.
The draft report found there was an over-emphasis on the welfare of the foetus and an under-emphasis on Savita’s deteriorating health.
One of the issues at the meeting will focus on whether any issues have emerged between evidence given at the inquest into Savita’s death and the HSE investigation.
“One of the first things is whether the chairman has reviewed the transcripts of evidence from the inquest and whether the chairman has any amendments to draft as a result,” he said.
Mr O’Donnell will be accompanied to the meeting by Mr Prasad, an orthopaedic surgeon in Galway who testified at Savita’s inquest.
After the inquest, he said it was “mind-boggling to all of us how a person goes in to a hospital, walking, and comes out in a box for something that was an entirely preventable death”.

Health Minister Reilly say’s sorry to singing Nurse for saying ‘stick to the day job’

 

MINISTER ANNOUNCES CREATION OF NEW POST OF CHIEF NURSING OFFICER AT DEPARTMENT OF HEALTH

An emotional nurse Bolatito Aderemi speaking to the media after her private meeting with Minister for Health James Reilly at the INMO conference in Letterkenny today.
Minster for Health James Reilly has apologised to a nurse over remarks he made to her as he was leaving the annual conference of theIrish Nurses and Midwives Organisation in Letterkenny.
As he left the conference hall following his address, some delegates chanted: “no more cuts.”
One delegate, Bolatito Aderemi from the Dublin South West branch, started to sing: “All we are saying is enough is enough.”
As he passed her Dr Reilly said she should “stick to her day job”.
A number of delegates objected to the Minister’s comments and said the union should seek an apology.
Dr Reilly later met with Ms Aderami privately and apologised.
He said he had made a quip as he left the hall. He said he had been informed that someone had taken offence. He said he had not intended to offend anyone.
Ms Aderemi, who is originally from Nigeria, said the Minister had shaken her hand, tried to give her a hug and said he was sorry and did not mean to embarrass her. She said she accepted his apology.
Dr Reilly had been greeted in silence as he arrived at the conference. However he received applause following an anouncement that nurses would hold senior leadership positions inthe proposed new hospital groups and in the Department of Health.
He said each of the proposed new hospital groups, to be announced formally next week, will have to have a director of nursing as a full executive on the management team.
“I will (also) establish a new chief nursing officer role within the Department of Health, that this role will be at assistant secretary level and a full member of the management advisory committee and will have executive authority to lead the nursing profession in Ireland and represent its perspective both to Government and internationally.”
Dr Reilly told delegates that pay savings of €150 million had to achieved in the HSE this yearin addition to the many reforms and efficiencies designed to improve servies and to live within its budget.
“Frankly, we are between a rock and a hard place.”
The Minister said that management and unions were meeting at the Labour Relations Comission to explore all the avenues open to try to reach a resolution to reducing the paybill.
“If we can find such anagreement it would be so much better than an imposed solution.
However he said the country was borrowing €1 billion per month and that this could not continue.

Gun fire shots fired through window of a Sligo Cranmore house

  
Left picture McDonnell Drive in Cranmore, Sligo City

The incident happened at around 4am this morning but neither the two adults nor the two children in the house at the time were injured.

A number of shots were fired through the window of a house in the Cranmore area of Sligo this morning.
The shots were fired through the window of the house on Joe McDonnell Drive, where two adults, a woman aged 27 and a man aged 31,  and two children were staying, at around 4am this morning.
No one was injured in the incident and the scene has been sealed pending a technical examination by Gardaí.
The matter is under investigation, a Garda spokesperson said.

Spaceman Chris Hadfield shares one last picture of Belfast before returning to earth

Photo by Chris Hadfield of Belfast  

He is due to fall back to Earth tomorrow – but spaceman Chris Hadfield has tweeted another picture of Belfast from space.

Commander Chris Hadfield is a Canadian astronaut and serial tweeter who has been snapping photos of Earth from the space station and sharing them online.
But as he entered his final 24 hours aboard ISS he tweeted a picture ofBelfast, quizzing followers: “Belfast, at the mouth of the River Lagan. Strangely, not the river the city was named after. Who can tell me why?”
Dozens responded on the social media site, debating the reasons why the city was named after the River Farset (Béal Feirste – the Mouth of the Farset) which is now contained within a tunnel under the High Street.
Hadfield, who has a daughter studying at Trinity College in the Republic, has previously shot and tweeted two photos of Dublin.
He also provided the first message tweeted from space in Irish — Tá Éire fíorálainn! (Ireland is exquisite). He added: “Land of green hills dark beer. With Dublin glowing in the Irish night.”
The astronaut has been aboard the space station since December carrying out scientific experiments.
The space station orbits earth every 92 minutes at 8km per second.
Today he said: “Almost time to leave Station. Hard to express all of my emotions, but mostly gratitude. I came here on behalf of so many