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Showing posts with label Water bill. Show all posts
Showing posts with label Water bill. Show all posts

Thursday, July 16, 2015

Donie's Ireland daily news BLOG update

Only just 46% of Irish Water clients have paid their bill

   

Irish Water is expected to announce today that less than half of its customers have paid water charges.

Just 46% of households who must pay have done so, the company will say, almost eight months to the day since the Coalition announced the revised flat-rate charging scheme.
Government sources confirmed the figures yesterday and said the board of Irish Water was being notified of the payments before they are announced by the semi-state company today.
“They are quite good given the opposition to the charges,” said a Government source. “They will climb substantially with the new measures coming in too. The problem is a lot of people leave it until the last minute.”
Households were given until the end of June to register with Irish Water to be allowed apply for conservation grants, which will be given to customers in September. Under the revised charging structure announced by the Government last November, single adult households in receipt of the grant will pay a maximum €60 a year while multi-adult residences must pay €160 a year.
However, there is no official deadline for when households must pay their bills. Under legislation passed by the Coalition last week, customers cannot be taken to court and forced to pay their charges until at least seven unpaid bills have passed — by which time it would be 2017.
People must have unpaid water bills of at least €500 before they are taken to court for debts to be deducted from salary, welfare or pensions.
In May, the Irish Examiner revealed the average rate of registration up until February was 69%, with 10 of 26 counties having registration rates above 75%.
As of last month, more than 1.3m people had registered with Irish Water. It is expected the company will today say that 1m of these are customers who are required to pay charges. The rest include households which, while not paying for charges because they are on water schemes or have their own wells, will be entitled to the conservation grants. This means 540,000 households, having registered as customers, have yet to pay charges.
Anti-Austerity Alliance TD Paul Murphy said he and colleagues had tried six times over two months to obtain figures from Irish Water about the numbers who had paid their bills.
Taoiseach Enda Kenny surprised the Dublin TD when the Fine Gael leader said that Irish Water would reveal the data today. A Government spokesman said the Cabinet did not discuss the figures at its weekly meeting yesterday.
Irish Water refused to answer questions on the payment figures last night and would only say they would be released today.
The first billing cycle for Irish Water has just finished after bills for the first quarter of the year were delivered between April and last month. It is understood the board of Ervia, Irish Water’s parent firm, is aware of the level of payments.
The Government came under pressure in recent weeks to publish the payment figures after introducing sanctions or compliance measures to force tenants to pay charges and deduct people’s wages or dole if bills remain unpaid.
Anti-water charge campaigners are expected to use the low payment levels to criticise Irish Water and raise questions about whether the project has worked.
Meanwhile, the Right2Water campaign has announced proposals for a further national demonstration against water charges on August 29. “It’s very clear this government believes the water charges issue has gone away,” the group said in a statement. “We’re saying very firmly that it hasn’t and this will be the biggest issue when it comes to the next general election.”
The payment rates may also raise questions as to whether Irish Water will pass a Eurostat test this year as an independent entity

No qualified pancreas transplant surgeon available in Ireland

SEANAD ASKS LEO TO EXPLAIN?

Health Minister Leo Varadkar forced to appear before Seanad tonight to explain the issue.

  
Leo Varadkar and Surgeon David Hikey now retired.

The Government suffered two defeats in the Seanad today.

Coalition senators were outvoted by the Opposition who demanded that Health Minister Leo Varadkar appear to discuss the issue of pancreas transplants.
The Government was defeated by 24 to 23 following a Fianna Fáil motion tabled by Kerry senator Mark Daly.
Fianna Fáil Seanad leader Darragh O’Brien told the Upper House: “We have been trying to get answers from Minister for Health Leo Varadkar, for some time now, on behalf of patients whose lives are at risk, as Ireland remains without any surgeon qualified to carry out pancreas transplants.’’
Mr Varadkar was forced to then appear at 9pm tonight to discuss the issue.
Later, a Fianna Fáil motion calling for a reversal of cuts to lone parents was passed.
A Fine Gael source said they expect further defeats in the Seanad in the coming weeks due to the Government’s minority.

IAG-Aer Lingus take-over deal cleared by the EU

  

Merged IAG-Aer Lingus will have to offer for sale five pairs of landing slots at London Gatwick.

The proposed €1.36 billion takeover of Aer Lingus by IAG, the parent company of British Airways and Iberia, has cleared its last major obstacle after the European Commission conditionally approved the deal yesterday evening.
IAG has committed to offering for sale five pairs of landing slots at London Gatwick, specifically for flights to Dublin and Belfast, to get the deal over the line. IAG has also promised the commission it will enter into agreements with IAG’s long-haul rivals to maintain route link-ups with Aer Lingus’s network.
The commission said it had concerns that the original terms of the merger would have lead to “insufficient competition on several routes”, including Dublin-London, Belfast-London and Dublin-Chicago. It said it also feared that IAG might try to prevent Aer Lingus from connecting its flights with those of IAG’s long-haul rivals. Since the deal was first notified to the commission on May 27th, however, IAG returned with specific competition remedy proposals to sway Margrethe Vestager, the competition commissioner, to rubber stamp the merger.
“By obtaining significant concessions . . . the commission has ensured that air passengers will continue to have a choice of airlines at competitive prices,” said Ms Vestager.
Under the terms of the approval, the merged IAG-Aer Lingus will have to offer for sale the five Gatwick slot pairs, although it is understood these will not necessarily be existing Aer Lingus slots. Iberia and British Airways, both owned by IAG, also own Gatwick slots. The commission has stipulated that whoever buys the slots will have to commit to use them for flights to Dublin and Belfast.
Aer Lingus and IAG confirmed to the stock market last night that at least two of the slot pairs must be used for flights to Dublin, while one must be used for Belfast. Aer Lingus shareholders are to vote tomorrow to approve measures designed to facilitate a commitment to the Government that connectivity will be maintained between Dublin and London Heathrow.

An Post seeks permission to offer customers current accounts

   

Providing banking services through post offices was recommended in a report done for Communications Minister Alex White in May.

An Post has applied for a licence to allow it to offer current accounts to customers.
The move is at an early stage, but could provide a threat to the major banks. It is understood An Post is seeking to operate full current accounts.
Taxpayer-rescued banks have reacted to the financial crash by gradually removing free banking options for householders.
Now the 1,000-plus post offices countrywide could challenge the dominance of the main banks by offering better-value current accounts.
An Post has been trying to get back into consumer banking since Belgium bank Fortis pulled out of a joint venture with it, called Postbank, in 2010.
Post offices currently offer banking services for customers of AIB and Ulster Bank.
An Post does not need a banking partner to offer current accounts – day-to-day payments servicing accounts. Providing banking services through post offices was recommended in a report done for Communications Minister Alex White in May by a committee headed up by entrepreneur Bobby Kerr.

Dail Independents launch Social Democrats political party

Group pledges to abolish water charges and repeal the eighth amendment

  
A new party called the Social Democrats has been launched by three prominent Independent TDs: Catherine Murphy from Kildare North, Wicklow’s Stephen Donnelly and Róisín Shortall who represents Dublin North West. Mary Minihan reports.
The three prominent Independent TDs who launched the Social Democrats party said they would insist on the abolition of water charges if negotiating to take part in a new government.
Catherine Murphy from Kildare North, Wicklow’s Stephen Donnelly and Róisín Shortall, who represents Dublin North West, will share the leadership of the new party until after the general election.
“If we are in a position to be negotiating a programme for government, our position is that water charges would immediately be abolished. Our position is that the public ownership of the utility would be absolutely guaranteed,” Mr Donnelly said at the launch of the party.
“Irish Water is set up for privatisation. We would immediately remove that as an option. We would immediately pause the water metering implementation.”
Mr Donnelly said his household had not paid water charges “to the best of my knowledge”.
He said his family, part of “the negative equity generation”, had moved house three times in seven months. However, he said he “probably would” pay water charges, while Ms Murphy and Ms Shortall confirmed they had not paid.
Making their announcement at the Civic Offices in Wood Quay in Dublin, the trio said they wanted to see a 2:1 investment in public services relative to tax cuts in the upcoming budget.
They were critical of the Government’s proposed 50-50 split between tax cuts and spending increases.
They also said they were committed to extending paid parental leave to move towards a system where children could be cared for at home for at least the first 12 months of their lives.
Ms Murphy said the party hoped to attract “people of conviction” to contest the election under its banner. “Our intention is to deliver a social democratic vision that is very much in the Nordic tradition,” she said.
Asked about the party’s stance on abortion, Ms Murphy said they all agreed the Eighth Amendment to the Constitution had to be repealed and replaced by legislation.
There were a variety of views in society that needed to be adequately consulted so the vast majority of people could subscribe to the legislation, she added.
Ms Shortall said the “policy-based” party hoped to contest the election in every constituency.
She said the party would make a decision about a leader after the election, when she hoped its Dáil representation would be much larger.
She said the party had done a lot of work on its proposals to enhance childcare. Quality of and access to pre-school services should be improved, she said.
The party is also proposing the establishment of “child clinics” in all communities, “so that we can practice that principle of prevention and early intervention when it comes to wellbeing, particularly in relation to children”.
Ms Shortall said nobody else had been approached to run for the party, but that would happen. She also hoped people would approach the party in the coming weeks and months.
Independent Senator Katherine Zappone, who was previously in talks with the TDs, announced last month she would contest the Dáil election as an Independent candidate in Dublin South West.
A document distributed by the party at the launch event said its key policy areas were “strong economy, open government and social vision”.
The party’s values were listed as: “progress; equality; democracy and sustainability”.
Mr Donnelly said the traditional Irish approach to planning, investment and public services was short-term. “The Irish people deserve more than this and are demanding more than this.”
There was a growing demand for better education, healthcare, jobs and society, he said.
“New vision, fresh ideas, better approaches, these are what need to be put in place and ultimately that is what today and the Social Democrats are about.”
Ms Murphy said the Social Democrats wanted to end the practice of judges being appointed by politicians.
She said they wanted to see the Official Secrets Act replaced because they believed that openness was the key to good governance.
“We’re not interested in getting into auction politics. We believe in option politics,” she said.
She said the “standard merry-go-round of scandal, inquiry and report, but no real lessons learned” had to stop. It was “corrosive and offensive” to the values of Irish people

Seaweed that tastes like bacon/rashers

  
Close up of dulse seaweed being grown and harvested at Hatfield Marine Science Center in Newport Oregon. Chris Langdon has been growing and studying it for decades and is now working with the Food Innovation Center in Portland on creating healthly and appealing dishes.
Oregon State University researcher Chris Langdon wasn’t looking for the next hipster snack when he started growing a special strain of seaweed 15 years ago. But he may have found it.
Dulse is a leafy red seaweed that grows along the Pacific and Atlantic coasts. It’s packed with minerals, vitamins and antioxidants, and contains up to 16 percent protein by dry weight.
“The original goal was to create a super-food for abalone, because high-quality abalone is treasured, especially in Asia,” Langdon said in a statement, referring to a slug-like mollusk popular on restaurant tables in some parts of the world.
But when he tried the dulse himself, he realized it was surprisingly delicious — at least his version of it.
“In Europe, they add [dulse] powder to smoothies, or add flakes onto food,” Langdon said. “There hasn’t been a lot of interest in using it in a fresh form. But this stuff is pretty amazing. When you fry it, which I have done, it tastes like bacon, not seaweed. And it’s a pretty strong bacon flavor.”
When he brought in the marketing savvy of OSU business school teacher Chuck Toombs and the expert taste buds of research chef Jason Ball, dulse’s potential as people food floated to the surface.
“Dulse is a super-food, with twice the nutritional value of kale,” Toombs said. “And OSU had developed this variety that can be farmed, with the potential for a new industry for Oregon.”
Currently there are no commercial dulse-growing operations in the U.S. harvesting the plant for human consumption. But Langdon has patented his strain and Toombs’ MBA students are preparing a marketing plan for a new line of specialty foods.
“The dulse grows using a water recirculation system,” Langdon said. “Theoretically, you could create an industry in eastern Oregon almost as easily as you could along the coast with a bit of supplementation. You just need a modest amount of seawater and some sunshine.”   

Thursday, September 5, 2013

Donie's news Ireland daily BLOG

B.O.I. chief Richie Boucher says debt forgiveness is not the bank’s policy

 

Committee hears 11,774 mortgages in default, and 3,103 are in legal or resolution process

Bank of Ireland chief executive Richie Boucher arriving at Leinster Housetoday.
Bank of Ireland has attempted to defend its dealings with distressed mortgage holders saying it cannot do special deals as it has to remain profitable.
Speaking at the Joint Oireachtas Committee on Finance, Public Expenditure and Reform, Bank of Ireland chief executive Richie Boucher said the institution was offering deals to customers that it was confident would help to keep them in their homes.
Mr Boucher said debt forgiveness was “not a policy of the bank” as it had responsibilities to a wide range of stakeholders – including the Irish State and taxpayer, which has been repaid some €3.9 billion of the €4.8 billion invested in Bank of Ireland.
He said that if the bank is not profitable, it cannot lend money into the economy and repay the State which could well mean that citizens would face higher taxes or diminished services.
Asked about forbearance by committee chairman Ciarán Lynch , Mr Boucher said any loss arising from a deal a with customer was “a cost to the bank”.
“Unless there are exceptional circumstances, we don’t believe that a restructure is possible unless the customer can meet the full interest on the mortgage.”
The bank was criticised during the hearing, which set out toCentral Bank targets for sustainable solutions to mortgage distress, for failing to provide detailed figures and over the nature of its split-mortgage offering, which does not freeze interest charges on the warehoused element.
Independent TD Stephen Donnelly told Mr Boucher that almost all of the bank’s restructuring deals resulted in mortgage holders paying back a higher amount of capital.
Mr Boucher said that restructuring mortgages and loans cost the bank money and that these additional costs had to be met.
Mr Donnelly said 90 per cent at least of these restructuring deals increased the indebtedness of households, and that banks were profiting from mistakes people made in the past but also their own mistakes in lending money.
More broadly, Mr Boucher said the number of Bank of Ireland customers in early arrears fell in “June, July and August”.
He told the committee that 11,774 mortgages were in default at the end of March and that by the end of June some 3,103 of those were in a legal or resolution processand 3,164 had been restructured or cured.
At 53 per cent of cases, this was far above the Central Bank’s target of finding a sustainable solution in 20 per cent of cases.
“Our arrears reflect economic and affordability issues. We continue to monitor our portfolios and we do not believe negative equity is a driver of default. it is primarily where customers have income issues,” he said.
On the subject of Priory Hall, Mr Boucher said up to eight former residents of the apartment complex had owner occupier mortgages with the bank.
The majority of these had nominated a third party to engage with the bank, he said, and discussions were ongoing.
He said he could not give any specific commitment with regard to Priory Hall, which has been vacated for some time as a result of safety concerns, but that he would be keeping an eye on how other banks approached mortgage holders.

Water bill fears ease for larger Irish families

 

The larger the family, the greater the free water allowance, Environment Minister Phil Hogan has proposed.

Mr Hogan said he favours a certain allowance for families that will take into account the numbers living under one roof.
He said that there will also be some illnesses and “extenuating circumstances” that require people to use a lot more water.
Irish Water has been directed by the Environment Minister that the number of people in the house will have to be taken into account in applying charges.
Water charges are coming into effect from October next year, but the first bills will not land until January 2015.
Supply
Homeowners will have to pay a standing charge for the metering system and will receive a free allowance of water to give them a very basic supply. Any useabove that amount will be charged at a rate yet to be determined.
There has been ongoing debate over whether the amount of free water allocated should be based simply on the size of the house, or on the number of people living there.
The system that had been favoured by the operator was one solely based on the size of the house.
However, this led to claims that large families with children faced being discriminated against under the new water-charging regime.
The energy regulator will decide by Christmas how the system will operate.
Mr Hogan said he has given a commitment that there will be a free allowance for all families, he said.
He said that there will be affordability measures which will take into account ill health, or disability, or “large families on low incomes”.

Positive Irish economic data fuel hopes of an economic recovery

 

Unemployment rate drops again as services sector growth hits six-year high

Unemployment fell again last month and the country’s services sector grew at its fastest rate in six years, underpinning hopes the economy may be finally turning a corner.
Optimism was further fuelled by a series of positive business surveys from Europe and China, pointing to an upswing in the global economy.
For the fourth month in a row, the number of people claiming unemployment benefit in the Republic fell.
The latest Live Register figures indicated the numbers signing on the dole dropped by 3,400 in August, giving rise to a standardised unemployment rate of 13.4 per cent, down from 13.5 per cent in July.
On an unadjusted basis, there were 435,280 people on the register last month, representing an annual decrease of 20,976 or 4.6 per cent.
The figures suggested 45% of those on the register have been out of work for at least one year, the lowest rate since mid-2009.
Minister for Social Protection Joan Burton said the figures provided concrete proof that the Government “was making progress in getting people back to work”.
However, the Irish National Organisation of the Unemployed claimed the numbers masked the high levels of emigration and the limited period people were able to sign on.
The Irish Small and Medium Enterprises Association (Isme) claimed the “dysfunctional and over generous social welfare system” was acting as a disincentive for employees to work, and that employers were unable to match “the over-generous State handouts”.
Separate figures from the Central Statistics Office on “job churning”, suggested the number of positions created during 2011 outpaced the number of job losses for the first time since 2007.
The positive employment data coincided with figures suggesting the country’s services sector – which accounts for about 70 per cent of the economy – grew at its fastest rate in six years last month.
The latest Investec Purchasing Managers’ Index (PMI) of services sector activity rose to 61.6 in August from 57.6 the previous month.
This was the highest reading recorded since February 2007, and comfortably above the all-important 50 mark, which denotes an expansion in activity.
“The principal cause of rising activity in August was the spell of unusually good weather in Ireland and the consequent boost to the tourism sector,” said Investec’s chief economist Philip O’Sullivan.
Investec’s sub-index for new business recorded it fastest rate of growth since March 2007, with respondents citing “increased new business from both domestic and export markets”.
New export orders expanded for a 25th successive month while companies also increased their staffing levels on the back of “greater workloads”.
At the same time, euro zone businesses had their best month in over two years in August as orders increased for the first time since mid-2011.
Markit’s Eurozone Composite Purchasing Managers Index (PMI) rose to 51.5 last month from 50.5 in July.
It was the highest headline figure since June 2011, albeit revised down a tad from an initial flash reading of 51.7.
The forward-looking new orders index rose to 51.0, the first time above the 50 mark dividing growth and contraction since July 2011, which will come as welcome news to European Central Bank policymakers meeting this week.
In Britain, a rush of new business last month drove the fastest growth in the services sector for more than six years.
The Markit/CIPS UK services purchasing managers index (PMI) rose to 60.5 in August from 60.2 in July, its highest level since December 2006, holding well above the 50 growth threshold for the eighth consecutive month.
Growth in China’s services sector hit a five-month high in August, providing more evidence that the world’s second-largest economy may have avoided a sharp slowdown.

Too much sugar can wreak havoc on your cholesterol levels

  
It is a well-known fact that the war is on against sugar. Many people don’t realize that sugar and other carbohydrate consumption can also contribute to cholesterol problems.
In fact, sugar — in the form of table sugar (sucrose) or high-fructose corn syrup, ? can be a greater contributor to heart disease than the consumption of saturated fat, long regarded as the main contributor to this condition. Most Americans consume far too much sugar on a daily basis.Why? There are a multitude of reasons.
For example, many of us are unaware that processed foods are loaded with hidden sugars to enhance flavor. In addition to all the fructose added,Americans consume an average of 22 teaspoons of sugar a day and even more from carbohydrates (which the body breaks down into sugar) from pasta, rice, bread, corn and potatoes.
  For the last 30 years, our dietary focus has been to reduce fats in our diets.As a result, there has been an increase in carbohydrate consumption resulting in an epidemic of pre-diabetes and diabetes along with a new type of cholesterol problem.
Cholesterol reduction requires a one-on-one treatment regime 
As a physician and lipidologist (a doctor specializing in cholesterol management), I work with people on an individual basis to help them lower their cholesterol based upon their unique lifestyle and personal healthcare needs. This is extremely important because “one size does not fit all” when it comes to managing cholesterol. Every patient’s blood work, medical history, age and overall health should be taken into account when determining the best treatments for lowering cardiovascular disease.
Sugar consumption negatively affects “good and bad” cholesterol 
Standard cholesterol measurement reveals your total cholesterol level broken down by LDL (bad cholesterol), HDL (good cholesterol) and triglycerides. LDL elevation, which is linked in part to saturated fat intake, is only one type of cholesterol problem. How is sugar a major culprit in cholesterol problems? Eating sugar and other carbohydrates raises triglycerides and lowers HDL. It also causes dysfunctional alterations in LDL molecules. LDL levels may seem normal, but this dysfunctional LDL can cause rapid clogging of arteries and increased risk for thrombosis.
Reducing sugar intake offers big rewards 
  Generally speaking, the goal for many people is to reduce daily sugar intake and realize that carbohydrates must also be reduced to impact your cholesterol problems.Avoid high fructose corn syrup.The brain cannot sense this form of sugar like it does regular table sugar and this will cause you to eat more before feeling full.After about five days of living on fewer carbohydrates, my patients report feeling much more energy, less stress and even craving healthier food choices.
So give your body a gift that will keep on giving. Dump the sugar and reduce the carbs.Your cholesterol, heart, mind and body will thank you for it. CentraState Medical Center in Freehold offers an extensive roster of boardcertified physicians and medical specialists throughout the region.To find a family or internal medicine physician near you, call 866-CENTRA7 (866-236- 8727), or visit the Physician Finder at centrastate.com/physicians.
In addition, CentraState’s Star and Barry Tobias Health Awareness Center (HAC) offers more than 200 health education and lifestyle management programs to help patients achieve their health and wellness goals.A dedicated team of registered nurses, registered dietitians, lifestyle management experts and integrative therapy practitioners help participants to lose weight, get fit, eat healthy and lower disease risk. For more information about all of the programs offered at the HAC, call 732-308- 0570 or visit centrastate.com/healthprograms.

Pacific leaders lay down climate challenge at summit

    
(L to R) Secretary General of the Pacific Islands Forum Secretariat Tuiloma Neroni Slade, Cook Islands Prime Minister Henry Puna, Marshall Islands President Christopher Loeak and Tuvalu Prime Minister Enele Sopoaga are pictured above left.

Pacific leaders whose nations are threatened by climate change on Tuesday opened a regional summit in the Marshall Islands with a challenge to the rest of the world to take action.

Leaders of the 15-nation Pacific Islands Forum (PIF) arrived at the summit in the capital Majuro on a flotilla of outrigger canoes and were greeted by warriors in grass skirts performing traditional stick dances.
Cook Islands Prime Minister Henry Puna said the theme of this year’s meeting, “marshalling a Pacific response to the climate challenge”, reflected the concerns of a region where some nations face being inundated by rising seas.
He said the people of the Pacific felt abandoned by the rest of the world even though they were bearing the brunt of an environmental crisis they had not created.
“(It) speaks partly to the frustrations we all felt in the past of being overlooked, ignore and undervalued,” Puna said.
“Years of inaction on the part of those most capable of enacting effective mitigation actions have understandably left us absolutely disappointed and dissatisfied.”
The Pacific Islands Forum consists mostly of small islands states, along with resource-rich Papua New Guinea and regional powers Australia and New Zealand.
Some of the countries, including host the Marshall Islands, are made up of atolls that barely rise one metre (three feet) above sea level.
Marshall Islands President Christopher Loeak said climate change was already affecting his country, which is in the grip of severe drought and was hit by storm surges in June which washed away parts of Majuro’s sea wall, forcing its airport to temporarily close.
While there has been some discussion about potential relocation of “climate change refugees” in the face of the advancing seas, Loeak was defiant, saying his people will always remain in their homeland.
“To all Marshallese and all the people of the Pacific, my land is my home, my heritage and my identity in ways the English language cannot capture,” he said.
“This is my country and I will always stay here. If water comes, it comes.”
Loeak hopes to use the summit to revive stalled global efforts to tackle global warming.
He wants the PIF nations to agree on a “Majuro Declaration”, which involves adopting concrete measures on issues such as reducing emissions and adopting renewable energy.
The plan is to then present the declaration to UN Secretary General Ban Ki-moon at the General Assembly meeting in New York at the end of September and push the rest of the world to follow its example.
While climate change is the central theme of the four-day summit, a raft of other issues will be discussed by the island leaders and dialogue partners attending the event, including diplomats from the United States, China, the European Union, India and Russia.
These include sustainable development, increasing islanders’ control of the $4.0 billion a year Pacific tuna industry, and whether to re-admit Fiji, which was expelled in 2009 in the wake of a military coup.